Kredite aus Russland

Mellow · Anmeldedatum: 03.02.2022 Beiträge: 8

Was macht ihr mit euren russisch-/ukrainischen P2P-Krediten?

Bei Mintos* und Peerberry* habe ich leider sehr viele davon

TTom · Anmeldedatum: 09.10.2011 Beiträge: 1481

Ich hab gottseidank gerade nichts aus Russland.

Du könntest sie mit großen Abschlägen auf dem Zweitmarkt loswerden. Ich persönlich würde aber eher auf die Taktik setzen das auszusitzen, als 35% Abschlag anzubieten.
Kann natürlich auch nach hinten losgehen. Je nachdem wie viel du in Russland hast, kann man einen Teil behalten und einen Teil verkaufen.
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Aktive P2P-Investments:
Bondora, Mintos
Auslaufend/Historisch: Estateguru*, Reinvest24*, Bondster*, Investly*, Funding Circle*, Auxmoney*, Lendermarket

Coroos · Verfasst am: 28.02.2022, 12:37 Titel: Re: Kredite aus Russland

Verkaufen wird schwer sein (auf Mintos). Die Rabatte steigen nur noch, aber die Anzahl wird nicht weniger. Mit dem Rauswerfen aus dem Autoinvest gibt es keine Kaeufer mehr.
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-- Open Source: Stand on the shoulders of giants.

Doso · Anmeldedatum: 27.10.2017 Beiträge: 2692

Bei Peerberry* kann man eh nichts machen außer abwarten. Da habe ich am meisten aus Russland/Ukraine. Bei anderen Plattformen gibt es keine Käufer auf dem Zeitmarkt. Also heißt es abwarten und gucken was passiert.

scrooge · Anmeldedatum: 15.05.2009 Beiträge: 2135 Wohnort: Hamburg

hat schon jemand Erfahrungen mit den laufenden Zahlungen von auf Mintos* gelisteten loans aus Russland. Kommt da was?

Ostpocke · Anmeldedatum: 11.01.2019 Beiträge: 677

hugh · Anmeldedatum: 11.12.2013 Beiträge: 1313

Interessantes update vom mintos*, ist wahrscheinlich auf für andere Plattformen anwendbar

Update 2 March 2022

News about SWIFT

Yesterday evening, European Union ambassadors agreed on the list of Russian banks that will be excluded from the SWIFT financial-messaging system. Banks such as VTB Bank PJSC and Bank Rossiya are among those facing a ban. The other institutions included on the EU list are Bank Otkritie, Novikombank, Promsvyazbank PJSC, Sovcombank PJSC, and VEB.RF.

Banned entities are corresponding banks for many other smaller banks, and lending companies from Russia are in one way or the other impacted by the SWIFT ban, directly or as other banks’ clients.

We are assessing the status of the lending companies at the moment and will share more on the alternatives in the following days. You can read more about the lending companies’ ability to transfer money in the following sections.

Lending companies technically unable to transfer repayments

We are in communication with the lending companies from Russia that have loans for investments on Mintos. You’re probably aware that money transactions to and from Russia are disrupted across various markets. Lending companies offering loans from Russia on Mintos* are no exception. As we work to assess the status of all lending companies and discuss how to reduce indirect effects of the sanctions for Russia on investors on Mintos*, we can already summarize a few conclusions:

So far, lending companies had no problems with borrowers’ settlements At the moment, borrowers’ repayment discipline seems unchanged, but it’s not guaranteed to remain that way due to high risks of RUB inflationAlthough demand for loans in the country is growing due to the anticipated inflation and social distress, lending companies are reducing their loan issuance volumes to better control their portfolio performance All repayments sent to Mintos* accounts from Russian lending companies have been returned by banks to senders, which means that delays in repayments to Mintos* are of a technical nature and a result of sanctions for banks and measures in European countries affecting the ability/willingness of banks to receive and hold RUB 6 – 8 March are national holidays in Russia, and this might further influence activity on finding solutions for transfersSome lending companies are actively working on exploring new banks and routes for their due repaymentsOur communication with lending companies from Russia continues on a highly professional level, and we see efforts to keep the business goingOverall, lending companies on Mintos* offering loans from Russia are currently operational, future projections are subjects of day-to-day developments of the current war and sanctions.

During this week, we will share more precise information based on conversations with the lending companies, including their statements on the current status.

RUB and KZT exchange remained closed today

Currency exchange on Mintos* for RUB and KZT remained closed today. As we mentioned before, we will be enabling this function in short time windows during workdays, when we have access provided by the servicer banks. At the moment, this mostly relates to KZT.

RUB becomes more and more isolated

Measures against RUB in EU banks and sanctions for Russia are further isolating this currency, with a threat of completely locking RUB within the Russian Federation in the upcoming days. This is why EU banks are continuing to liquidate RUB positions. Another servicer bank that Mintos* investors’ RUB funds are held with decided to do the same, due to elevated risks of inability to move this currency across markets.

Amounts held with this bank will be exchanged to EUR and distributed proportionally to Mintos* investors with funds available in RUB. Investors will be informed by email.

For investors wondering if they can make the exchange of funds available in RUB to EUR optional, we have to underline that exchange from RUB to EUR is not based on a decision of Mintos. Please, note that Mintos* is not a bank, hence the company doesn’t hold investors’ available funds within the company, but we use servicer banks for deposits. Banks are making such decisions to refrain from breaching sanctions regulations, and it’s not in the domain of our control.

Doso · Anmeldedatum: 27.10.2017 Beiträge: 2692

Fitch hat Russland auf C herabgestuft, quasi kurz vor dem Staatsbankrott. Russische Nationalbank bzw. Russland setzt ausländischen Devisenhandel aus. Erwarte weiteren Verfall des Rubel.

miwi13 · Anmeldedatum: 23.06.2018 Beiträge: 321

Heute kam eine Info-Mail von Twino. U.a. mit der Info über "Credit Holidays for six months"

Doso · Anmeldedatum: 27.10.2017 Beiträge: 2692

Eine ordentliche Quelle für die Credit Holidays habe ich mangels Sprachkenntnissen nicht gefunden, nur das hier: https://hindustannewshub.com/russia-ukraine-news/the-government-intends-to-introduce-credit-holidays-for-russians-until-september-30-the-moscow-times/

Hier in einem Nebensatz erwähnt für Geschäftskredite:
https://www.reuters.com/world/putin-signs-law-allowing-government-quickly-raise-pensions-ria-2022-03-08/