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Claus Lehmann Site Admin
Anmeldedatum: 31.08.2007 Beiträge: 17873
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Verfasst am: 15.02.2017, 18:03 Titel: Mozzeno (Belgien) |
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heute veröffentlichtes Interview
http://www.p2p-banking.com/countries/belgium-interview-with-frederic-dujeux-co-founder-of-mozzeno/ _________________ Meine Investments (aktualisiert 03/22):
Laufend: Bondora*, Investly*, Estateguru*, Ablrate*, Moneything* (Rest), Crowdestate* (Rest), Fellow Finance* (Rest), October* (Rest), Linked Finance*, Lenndy* (Rest), Assetz*, Plenti, Neofinance* (Rest), Lendermarket*,
Beendet: Smava*, Auxmoney*, MyC4, Zidisha, Crosslend*, Lendico*, Omarahee, Lendy*, Bondmason, Finbee*, Bulkestate*, Zlty, Mintos*, Iuvo*, Robocash*, Viainvest*, Viventor*
Crowdinvesting: Seedrs*, Crowdcube, Housers* (Rest), Reinvest24*, Landex* |
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Elohim
Anmeldedatum: 03.03.2015 Beiträge: 2314 Wohnort: Milky Way
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Verfasst am: 15.02.2017, 20:41 Titel: Re: Mozzeno (Belgien) |
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Wahrscheinlich weil wir völlig verwöhnt sind und unrealistische Ansprüche haben, aber die Aussage zu "What ROI can investors expect?" (return of interest)
Zitat: | As an average we target to provide 3% before tax, the maximum expected return is about 5,79%. |
bedeutet: Kein, gar kein, Interesse mir das näher anzuschauen. _________________ Γνῶθι σεαυτόν |
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hugh
Anmeldedatum: 11.12.2013 Beiträge: 1313
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Verfasst am: 15.02.2017, 22:35 Titel: Re: Mozzeno (Belgien) |
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Nach diesem Satz hab ich auch aufgehört zu lesen |
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Claus Lehmann Site Admin
Anmeldedatum: 31.08.2007 Beiträge: 17873
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Verfasst am: 15.02.2017, 22:47 Titel: Re: Mozzeno (Belgien) |
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Schon klar. Ist aber der allererste Marktplatz in Belgien, denke dass es durchaus genügend Interesse von belgischen Anlegern geben wird. _________________ Meine Investments (aktualisiert 03/22):
Laufend: Bondora*, Investly*, Estateguru*, Ablrate*, Moneything* (Rest), Crowdestate* (Rest), Fellow Finance* (Rest), October* (Rest), Linked Finance*, Lenndy* (Rest), Assetz*, Plenti, Neofinance* (Rest), Lendermarket*,
Beendet: Smava*, Auxmoney*, MyC4, Zidisha, Crosslend*, Lendico*, Omarahee, Lendy*, Bondmason, Finbee*, Bulkestate*, Zlty, Mintos*, Iuvo*, Robocash*, Viainvest*, Viventor*
Crowdinvesting: Seedrs*, Crowdcube, Housers* (Rest), Reinvest24*, Landex* |
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hugh
Anmeldedatum: 11.12.2013 Beiträge: 1313
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Verfasst am: 15.02.2017, 23:00 Titel: Re: Mozzeno (Belgien) |
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Nicht falsch verstehen Claus, du hast meine vollste Hochachtung für deine Arbeit. Aber ich denke selbst für nationalbewusste Belgier sind 3% vor Steuer* für teilbesicherte Kreditanlagen zu wenig. Das ist nahe an langläufigen Festgeldanlagen. |
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Thep2pinvestor
Anmeldedatum: 19.04.2016 Beiträge: 633
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Verfasst am: 15.02.2017, 23:30 Titel: Look & Fin |
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https://www.lookandfin.com/fr/crowdlending/crowdlending
Es gibt schon eine Crowdlending Platform in Belgien. Kredite an Klein- und Mittelbetriebe. Ich bin angemeldet, habe aber noch nie was gekriegt. Irgendwann hab ich's dann aufgegeben. |
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Claus Lehmann Site Admin
Anmeldedatum: 31.08.2007 Beiträge: 17873
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Verfasst am: 06.10.2022, 16:28 Titel: Re: Mozzeno (Belgien) |
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Pressemitteilung
Zitat: | Launched five years ago, the collaborative financing platform is going from strength to strength.
The mozzeno model, based on a 100% digital, collaborative investment and loan offer, is attracting ever more consumers and companies in Belgium.
After five years of business, mozzeno has passed a symbolic milestone with lending exceeding €100,000,000. It is the strong growth in amounts loaned over the last two years that has enabled mozzeno to reach such a figure. In fact, almost €90,000,000 has been lent since the end of 2020.
What attracts borrowers to mozzeno
What clients love most about mozzeno is how efficient the formula is, the easy access to credit advisers and the collaborative model.
Also, the Covid crisis has meant most people have overcome any qualms they had about managing finances online. With its 100% digital approach, mozzeno has benefited greatly from this change in attitude.
These days, most loans obtained through mozzeno are approved within two working days. It’s not just digital innovation that has enabled such high levels of performance. The availability of experienced credit advisers to provide real person support has played a key role in speeding up processing.
Loans secured through mozzeno
Of the €100 million lent, personal lending, mozzeno’s core offer, still represents 95% of volume.
This sum is split between the following categories with an average loan being €10,430:
· 45% “all purpose”
· 20% debt consolidation
· 10% vehicles
· 8% decorating
· 6% travel
· 5% family and health
· 5% renovation
· 1% training
Loans to businesses and the self-employed currently make up just 5%. Nevertheless, it is still an important area for growth. This is why mozzeno intends to make its offer more competitive over the coming weeks.
For investors, a real, and local, return
mozzeno’s collaborative model can only work if a balance is maintained between sums lent and sums invested.
Over the last five years, the community of more than 10,000 investors - private and corporate - have enjoyed average gross returns of 3.75% while investing mainly in loans insured against borrower defaults.
Loan pre-funding, an uninsured investment product, automatic re-investment and credit buybacks mean mozzeno has been able to better meet investors’ expectations over time.
In early September, mozzeno followed the market trend and raised rates offered to borrowers by 0.25%. This is good news for investors who have seen a simultaneous rise in potential returns on their new investments.
The aim is to keep up with changes in market rates.
The future: more innovation and commitment
These results have only strengthened mozzeno’s conviction and belief in its goal of becoming Belgium’s leading digital lender. Various innovations are in the pipeline to make this happen, such as an instant credit solution embedded in e-commerce websites.
Others involved in the lending market will also need to update their processes. mozzeno gets this and is making its technology available to them in the shape of modules.
To cope with such growth, mozzeno also needs to expand its workforce. It is hoping to fill 10 new posts in the near future to boost its sales and decision-making teams.
mozzeno
Up and running since February 2017, mozzeno is Belgium’s leading collaborative financing platform, enabling private individuals to participate indirectly in financing projects of other private individuals and businesses.
Its model means mozzeno is getting back to the basics of a traditional banking system in which the savings of some are used exclusively to fund the projects of others, without undergoing complex and risky conversions.
Since its launch, mozzeno has already granted 9,500 collaborative loans totalling €100,000,000.
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_________________ Meine Investments (aktualisiert 03/22):
Laufend: Bondora*, Investly*, Estateguru*, Ablrate*, Moneything* (Rest), Crowdestate* (Rest), Fellow Finance* (Rest), October* (Rest), Linked Finance*, Lenndy* (Rest), Assetz*, Plenti, Neofinance* (Rest), Lendermarket*,
Beendet: Smava*, Auxmoney*, MyC4, Zidisha, Crosslend*, Lendico*, Omarahee, Lendy*, Bondmason, Finbee*, Bulkestate*, Zlty, Mintos*, Iuvo*, Robocash*, Viainvest*, Viventor*
Crowdinvesting: Seedrs*, Crowdcube, Housers* (Rest), Reinvest24*, Landex* |
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