Heavyfinance Erfahrungen (Land- und Baumaschinen Litauen)

Lendlord · Anmeldedatum: 08.12.2016 Beiträge: 1187 Wohnort: Ba-Wü

Hallo tbee,

meine Kredite sind allesamt besichert, ich investiere grundsätzlich nicht in unbesicherte Kredite. Mein Portfolio ist stark Polen-lastig, da hier in Relation zu den Bonitäten die besten Zinssätze geboten wurden.

Ich habe mir gerade überlegt, warum mein Portfolio relativ schlecht performt und versucht, das mit der Gesamt-Statistik aller Kredite der Plattform in Einklang zu bringen. Die aktuelle Performance des Gesamt-Portfolios ist hier gezeigt: https://heavyfinance.com/investing-blog/portfolio-performance-review-may-2023/

Und siehe da, tatsächlich ist die Performance der Polen-Kredite regelrecht abgestürzt. Nur noch 53 % der Kredite sind im Status Current and Repaid! Und mein Portfolio ist wie oben beschrieben stark Polen-lastig. Das ist also die Erklärung.
Nebenbei bemerkt, sind 13,8 % der Polenkredite nun stark (d.h. > 90 Tage) überfällig. Auch das ist die rote Laterne aller Länder.

Ein Trost ist, dass sich verspätete Kredite mit Besicherung relativ gut auf dem Sekundärmarkt losschlagen lassen. Bislang reichte ein Abschlag von -5 % stets aus, um die Kredite loszuwerden (bei einer Verspätung von bis zu 62 Tagen).

Sezchuan · Anmeldedatum: 15.01.2016 Beiträge: 289 Wohnort: Kraichtal

HeavyFinance is raising a 50 million euro fund

March 14, 2024 By HeavyFinance

Agricultural SMEs to get €50 million to support decarbonisation as Lithuanian fintech Heavyfinance* teams up with EIF and InvestEU

●Small and medium-sized agricultural businesses in five European countries will
receive a total of €50 million from Heavyfinance*, a Lithuania-based financial
technology company to support on-farm decarbonisation and greener farming
practices.
●The money will come from a Heavyfinance* credit fund to which the European
Investment Fund (EIF) has committed €20 million.
●The EIF commitment is backed by InvestEU, an EU programme to mobilise at least
€372 billion for European policy priorities by 2027

HeavyFinance is raising €50 million for a private credit fund that will support European agricultural small and medium-sized businesses (SMEs) with tailor-made finance. The funding will be available to finance solutions to advance the decarbonisation of agriculture in Bulgaria, Latvia, Lithuania, Poland and Portugal.

“HeavyFinance is empowering European farmers to cultivate a more sustainable future,” said EIF Chief Executive Marjut Falkstedt. “With the support of the EIF and InvestEU, we are nurturing the growth of regenerative agriculture, contributing to decarbonisation, unlocking the potential of our land and fostering a more resilient planet.”

As a cornerstone investor, the EIF has committed €20 million to the fund. This sum will not only boost the fund but also help attract additional investors – both public and private. This agreement was made possible with the support of the InvestEU programme, which aims to trigger more than €372 billion in additional investment between 2021 and 2027 for EU policy priorities, including the green and digital transitions.

The fund will provide mid-term debt capital for small and medium-sized agricultural companies to support them in their efforts to reduce their carbon footprint through greener practices. These include alternative soil-friendly techniques that sequester carbon and improve soil health. Examples include so-called “no-till farming” (using no or less ploughing), less reliance on synthetic fertilisers and use of less polluting farming equipment.

“Farmers are facing unprecedented challenges due to climate change, but they are also at the forefront of finding innovative nature-based solutions,” said Heavyfinance* Chief Executive Officer and founder Laimonas Noreika, “This fund represents a crucial step in HeavyFinance’s commitment to eliminating one gigaton of carbon dioxide from the atmosphere by 2050.”

Commissioner for the Economy, Paolo Gentiloni, said, “Small and medium-sized businesses are the backbone of Europe’s economy. They are simultaneously affected by climate change and play a vital role in addressing it. Thanks to the InvestEU programme, we will provide SMEs active in agriculture with the finance they need to work towards decarbonisation. The support will help them for instance to upgrade their equipment and expand working capital. This, in turn, will enable growth and job creation. I am delighted that companies in Bulgaria, Latvia, Lithuania, Poland, and Portugal will be supported by this agreement.

The European Union recognises soil as a significant carbon sink and the agricultural industry as crucial to achieving the goal of climate neutrality by 2050. The fund aims to remove 0.376 tons of carbon dioxide equivalent per year for every €1 000 invested, aligned with the European Investment Fund’s Climate Action and Environmental Sustainability guidelines.

Established in 2020, Heavyfinance* has taken more than 10 000 soil samples to help measure carbon storage on farmland. The company has already enabled more than €50 million in agricultural loans to promote sustainable practices, modernise equipment and increase working capital in agriculture. Targeting small and medium enterprises, Heavyfinance* has issued more than 1 700 loans to farmers facing barriers to financing from traditional institutions to help them advance their transition to more sustainable agriculture.

Background information

The European Investment Fund is part of the European Investment Bank Group. Its central mission is to support Europe’s small and medium-sized enterprises (SMEs) by helping them access finance. The EIF designs and develops venture and growth capital, guarantees and microfinance instruments that target this market segment. In this role, the EIF advances key EU policy objectives including competitiveness, growth, human capital and climate action.

The InvestEU programme provides the EU with long-term financing by mobilising public and private funds for a sustainable recovery. It generates additional investments in line with EU priorities such as the European Green Deal, the digital transition and support for SMEs. A range of EU financial tools is brought together to support investment with simpler, more efficient and more flexible project financing. The programme has three components: an InvestEU Fund, an InvestEU Advisory Hub and an InvestEU Portal. The InvestEU Fund is implemented via various financial partners. They invest in projects by using an EU budget guarantee of €26.2 billion to mobilise at least €372 billion in extra investments.

HeavyFinance is in the business of removing one gigaton of CO2 emissions through agricultural financing. The company operates as a marketplace connecting investors – from retail to institutional – with European farmers in need of external funding to expand their operations and shift to regenerative agriculture. Heavyfinance* has facilitated financing for more than 1,700 agricultural ventures in Bulgaria, Latvia, Lithuania, Poland and Portugal.
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Meine Investments:
Crowdlending: Linked Finance*, Omaraha*, Heavyfinance*, Lendermarket*

Crowdinvesting: Exporo*, Companisto*, Greenvesting*, Rendity*, Trine*, u.a.

Beendet: Smava*, Auxmoney*, Lendico*, Funding Circle*, Giromatch*, Fellow Finance*, Fixura*, GLS-Crowd*, Landex* u.a.

Lendlord · Anmeldedatum: 08.12.2016 Beiträge: 1187 Wohnort: Ba-Wü

Heavyfinance hat seine Benutzeroberfläche überarbeitet.
Graphisch gab es starke Änderungen, das komplette Design ist anders.
Was leider weggefallen ist (oder ich habe es nicht gefunden), ist die Möglichkeit, seine Investments nach definiertem Zahlungsstatus zu filtern: Also "Current", "1-30 days late" usw.

Claus Lehmann · Site Admin Anmeldedatum: 31.08.2007 Beiträge: 17873

Von Heavyfinance* gemeldet