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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Verfasst am: 25.02.2020, 02:36 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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carnold hat Folgendes geschrieben: | Hey Rick, long time no new stuff . Any idea what the secret connection of Zenka is with Mintos?
"Some of the equity investors in the loan originator and Mintos* overlap." |
Actually I'm suffering from a lack of time to do more research.
Also the winds of the east could be chilly. Advance with caution. _________________ Asset Allocation - https://financialawarenessforall.wordpress.com/ |
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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Verfasst am: 25.02.2020, 02:51 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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TTom hat Folgendes geschrieben: | Also a interessting thing:
This is the first video I have seen where somebody has asked really good questions to Martins.
Much better than just the happy hippo quirling youtuber questions who just want to get some refs and don't talk critically about Mintos.
And this video already got 273 downvotes vs 7 upvotes. The only comment: "I was hacked. I didn't watch that."
Someone must have a big interest to keep the range of the interview very small. Who might that be? |
I also like the interview, it's all about knowing relevant information. Kors asked the questions everyone want to do, but couldn't do.
It isn't a marketing-interview like all the referral-hungry youtubers/bloggers usually do. It feels more as investigation journalistic piece. Asking the difficult questions, leaving the interviewed person uneasy.
I don't know who or why so many down votes and in a so small time window. It's also huge discrepancy between the up and down votes. But I suspect there is a reason behind it, because who bother to vote just to say it don't like a video that don't have any controversial material. _________________ Asset Allocation - https://financialawarenessforall.wordpress.com/ |
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Pyro439
Anmeldedatum: 08.03.2019 Beiträge: 227
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Verfasst am: 25.02.2020, 08:52 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Great that you are back Rick.
Just another information about ExpressCredit. They changed their name to "DelfinGroup".
I also tried to dig more into Zenka but could not find anything worth to be posted here. |
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Werbeunterbrechung / Werbung
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Verfasst am: 25.02.2020, 08:52 Titel: |
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carnold
Anmeldedatum: 20.05.2018 Beiträge: 998
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Verfasst am: 28.02.2020, 15:14 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Mintos added Moneda today (see posts before, December 2019) that seem to be part of Finitera. The nameserver that I got this info from is not accessible anymore, and I wonder why this connection is hidden from us? Another piece of evidence (from Hugo Costa on FB): " CEO that appears in the presentation is, according to his linkedin, "Country Manager and Chairman of the Board at Moneda.ba". Why would he say Country Manager first if it was a single legal entity? Clearly part of a group." |
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carnold
Anmeldedatum: 20.05.2018 Beiträge: 998
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Verfasst am: 06.03.2020, 14:58 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Rick, what are your thoughts... Finitera very recently removed Moneda from all websites and now this connection is hidden or terminated. Last week, it was still on the affiliate website of Finitera, 2 days after I posted a screenshot on Facebook that clearly shows the 3 companies together on the Finitera website (Kredo, Moneda, and Tigo), they also removed it there. Mintos* said "We don't have legal grounds for Moneda to be presented as part of Finitera.". So they may have dropped it from their holding structure... A guy on FB says to as of why: "That Moneda is used to funnel bad debts, liabilities etc that then will be wiped out when when Moneda goes bust. Then you don’t want obvious ties to them 🙂". Thoughts? |
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kristapsmors
Anmeldedatum: 16.03.2020 Beiträge: 2
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Verfasst am: 17.03.2020, 13:27 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Rick Lusitano hat Folgendes geschrieben: |
I don't know who or why so many down votes and in a so small time window. It's also huge discrepancy between the up and down votes. But I suspect there is a reason behind it, because who bother to vote just to say it don't like a video that don't have any controversial material. |
Hello, I am author of interview and blog post. To me it is quite clear that someone organised (probably paid $10 to $50 for such a service) a "dislike" attack - the numbers in the beginning looked completely crazy - dislikes were much more than views, just check out these stats:
It was probably done to mess with YouTube and signal that video is shit/should not be shown to others and have less "value" in search results.
But it obviously did not go as planned, it probably triggered some kind of YouTube algorithm that deleted at least part of these fake dislikes, and now stats look like this:
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carnold
Anmeldedatum: 20.05.2018 Beiträge: 998
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Verfasst am: 17.03.2020, 13:31 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Welcome here Kristaps, good to know you are also here now . I agree, there were attempts to manipulate the likes with your interview... Who do you think was behind it and why? Did the interview with Martins help you to gain trust in Mintos* or vice versa? |
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kristapsmors
Anmeldedatum: 16.03.2020 Beiträge: 2
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Verfasst am: 19.03.2020, 15:15 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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carnold hat Folgendes geschrieben: | Welcome here Kristaps, good to know you are also here now . I agree, there were attempts to manipulate the likes with your interview... Who do you think was behind it and why? Did the interview with Martins help you to gain trust in Mintos* or vice versa? |
Some of the questions or answers contained info that someone did not want to spread around too much. I could make some guesses, but won't speculate who exactly paid for it.
I am an investor in Mintos* since it was launched, and even if I critize some specific points, overall I see it as the best P2P platform to park your spare cash and get some return. Right now I am moving $ out of P2P and into options, stocks and other stuff, but in general - I trust that Mintos* platform will be fine. |
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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Verfasst am: 24.03.2020, 04:09 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Sorry for my delay in responding, there is time of much turbulence.
The financial markets it's consuming a lot of time and I'm still waiting for the "promised" more free time by doing remote work resulted from the corona social isolation.
On the bright side, the P2P investments are more relaxing. I spent each day less time doing active management of my P2P investments. If Mintos* doesn't pay or pays too little, I can't invest, so no more coins to put in the slot machines.
Pyro439 hat Folgendes geschrieben: | Great that you are back Rick.
Just another information about ExpressCredit. They changed their name to "DelfinGroup".
I also tried to dig more into Zenka but could not find anything worth to be posted here. |
Thanks. In meantime, after you said that, Mintos* officially revealed that. That's one more coincidence.
carnold hat Folgendes geschrieben: | Mintos added Moneda today (see posts before, December 2019) that seem to be part of Finitera. The nameserver that I got this info from is not accessible anymore, and I wonder why this connection is hidden from us? Another piece of evidence (from Hugo Costa on FB): " CEO that appears in the presentation is, according to his linkedin, "Country Manager and Chairman of the Board at Moneda.ba". Why would he say Country Manager first if it was a single legal entity? Clearly part of a group." |
carnold hat Folgendes geschrieben: | Rick, what are your thoughts... Finitera very recently removed Moneda from all websites and now this connection is hidden or terminated. Last week, it was still on the affiliate website of Finitera, 2 days after I posted a screenshot on Facebook that clearly shows the 3 companies together on the Finitera website (Kredo, Moneda, and Tigo), they also removed it there. Mintos* said "We don't have legal grounds for Moneda to be presented as part of Finitera.". So they may have dropped it from their holding structure... A guy on FB says to as of why: "That Moneda is used to funnel bad debts, liabilities etc that then will be wiped out when when Moneda goes bust. Then you don’t want obvious ties to them 🙂". Thoughts? |
There are a lot of trolls, panic mongers and perhaps people with a hidden agenda in the FB, Telegram groups, etc. I try not giving too much importance to them, take it with a grain of salt.
So opacity, one could only speculate the reasons. And that isn't good for the business.
I try to be responsible not giving ideas to investors to panic or invest and to the platforms and LO to do their business. We already know cases of bloggers' suggestions to platforms going bad.
So who could know what is in the mind of the Finitera shareholders?
Perhaps the beneficial owners of the Mintos* Tribe, could someday, give us a Webinar, introducing themselves, talking about their vision of entrepreneurship in several areas, not only in the Payday Loans, but Mogo and other business, the financial and non-financial ones.
I suppose it will be interesting to a lot people, not only the Mintos* investors, but to the people who likes to build or already have a startup, the challenges and the opportunities, etc. _________________ Asset Allocation - https://financialawarenessforall.wordpress.com/ |
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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Verfasst am: 24.03.2020, 04:41 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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kristapsmors hat Folgendes geschrieben: | Rick Lusitano hat Folgendes geschrieben: |
I don't know who or why so many down votes and in a so small time window. It's also huge discrepancy between the up and down votes. But I suspect there is a reason behind it, because who bother to vote just to say it don't like a video that don't have any controversial material. |
Hello, I am author of interview and blog post. To me it is quite clear that someone organised (probably paid $10 to $50 for such a service) a "dislike" attack - the numbers in the beginning looked completely crazy - dislikes were much more than views, just check out these stats:
It was probably done to mess with YouTube and signal that video is shit/should not be shown to others and have less "value" in search results.
But it obviously did not go as planned, it probably triggered some kind of YouTube algorithm that deleted at least part of these fake dislikes, and now stats look like this:
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Hey Kors (sorry, too lazy to write your first name), at first I thought that your graphs were corona spread graphs. We could consider that your video were infected by the dislike virus.
You confirmed what some people were thinking.
You had more dislikes than views, and a small average view duration because of that contamination. It's was a deliberated attack to you in the YouTube video, like in the other social media platforms. People with some IT knowledge in some places, with bots that don't know how to do simple math.
Perhaps you step some toes. And the several attacks you suffer are their response.
PS: You Telegram group is good, but in the last days, it's all about Corona, with a lot of personal views and some noise.
I stop seeing the news in the media about the Corona, it's too depressing and only gives more anxiety, your Telegram group was good to free our mind about that, but now, I have less desire to see your Telegram group. I already see a lot Corona-related information due to the Economy (Economic Policy and Monetary Policy) and financial markets. _________________ Asset Allocation - https://financialawarenessforall.wordpress.com/ |
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p2se
Anmeldedatum: 07.01.2020 Beiträge: 24 Wohnort: München
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Verfasst am: 25.03.2020, 16:51 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Rick Lusitano hat Folgendes geschrieben: | Mintos related Loan Originators (Verbind. zwischen Anbahnern)
ExpressCredit Group (Latvia)
- Banknote
- Vizia
Orange Sky Finance Group (Puzzle Finance AS)
- YesCash Group
-- ExpressCredit (Botswana)
-- ExpressCredit Zambia (Zambia)
-- ExpressCredit (Namibia)
EDIT: Information will be constant updated. |
Thank you for your efforts!
I got a pretty basic question:
I don't really get the connection between the DelfinGroup and ExpressCredit. If Expresscredit as a LO gets into trouble, does this affect the DelfinGroup? So is the buyback from VIzia/Banknote related to Expresscredit as a loan originator (witht their horrible track record..)?
Thanks in advance |
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p2p_phil
Anmeldedatum: 13.04.2019 Beiträge: 88
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Verfasst am: 25.03.2020, 17:29 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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What i have read in this thread here, Banknote/Vizia (delfin group) do not have a connection to the Expresscredit LO, it is just a name thing. |
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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Rick Lusitano
Anmeldedatum: 19.03.2019 Beiträge: 85
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Verfasst am: 09.04.2020, 16:58 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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p2p_phil hat Folgendes geschrieben: | What i have read in this thread here, Banknote/Vizia (delfin group) do not have a connection to the Expresscredit LO, it is just a name thing. |
You could do some research about the common relevant person in the several holding companies and LO. _________________ Asset Allocation - https://financialawarenessforall.wordpress.com/ |
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carnold
Anmeldedatum: 20.05.2018 Beiträge: 998
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Verfasst am: 23.04.2020, 17:18 Titel: Re: Mintos related Loan Originators(Verbind. zwischen Anbahn |
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Rick, GetBucks belongs somehow to the Finclusion Group (https://www.finclusiongroup.com/), which was news to me today. Did you hear of this group before or might it be a newly formed group?
The parent company is Finclusion Pte Ltd from Singapore, with the "Finclusion Africa Holdings Limited" from Mauritius that GetBucks (and GetSure, which I never heard of before) belongs to, as well as "Fractal Labs (Pty) Limited" from South Africa.
Interesting, I hope they manage their liquidity constraints. |
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