 |
|
| Vorheriges Thema anzeigen :: Nächstes Thema anzeigen |
| Autor |
Nachricht |
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
 Verfasst am: 07.02.2020, 18:53 Titel: Re: Ungelöste Problemfälle (Estateguru) |
 |
|
| Zitat: | Projekt-Benachrichtigung (Trepi 4 Development loan) 06.02.2020
Die letzte Auktion war erfolgreich und das Sicherheitsobjekt wurde verkauft. Derzeit warten wir darauf, dass der Käufer den Kaufbetrag an den Gerichtsvollzieher überweist, wofür er bis zum 23.02.2020 Zeit hat. Nachdem die Überweisung beim Gerichtsvollzieher eingegangen ist, werden die Gelder an EstateGuru überwiesen. |
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
 |
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 06.03.2020, 07:36 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Muss man nicht verstehen, oder? Immer noch Trepi 4
| Zitat: |
Long term extension 05.03.2020
The bailiff has transferred the purchase amount to EstateGuru's account and the investors will receive payments to their respective accounts.
Sold in auction 06.02.2020
The last auction was successful and the collateral asset was sold. Currently, we are waiting for the buyer to transfer the purchase amount to the bailiff and the buyer has until 23.02.2020 to do so. After the transfer is received by the bailiff, the funds will be transferred to EstateGuru.
|
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
Claus Lehmann
Site Admin
Anmeldedatum: 31.08.2007
Beiträge: 18468
|
| Verfasst am: 06.03.2020, 13:13 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Scheint aber eine falsche Statusmeldung gewesen zu sein, denn
| Zitat: | EstateGuru team is proud to announce the recovery of the defaulted Trepi 4 development loan. The loan was funded in February 2016 and placed into default in December 2018 after the borrower was not able to meet the obligations arising from the loan contracts.
The recovery was a result of a successful auction process, which was led by Luminor Bank as EstateGuru's investors were on the second mortgage rank. The loan was repaid on 06.03.2020 and the final average annual return for all involved investors was 4.39%.
During its six years of operation, EstateGuru has resolved 20 defaulted loans in total resulting in a 10,37% average return. Capital loss on the EstateGuru platform remains 0%. |
_________________
Meine Investments (aktualisiert 12/25):
Laufend: Axiafunder*, Bondora*, Crowdcube, Estateguru*, Indemo*, Inrento*, Mintos*, Republic |
|
| Nach oben |
|
|
antics
Anmeldedatum: 23.10.2013
Beiträge: 32
|
| Verfasst am: 16.03.2020, 10:08 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Bei Laineoru development loan 1. phase ist der Kauf geplatzt und geht daher mal wieder in eine Auktion
Nachdem das Startgebot nach unzähligen Versuchen minimal reduziert wurden, liegt es nun wieder etwas höher.  |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 27.03.2020, 14:33 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Vielleicht solle EG* erstmal abwarten ob Versprechungen gehalten werden. So klingt das etwas verworren:
| Zitat: |
Repayment overdue (first) 27.03.2020
The repayment scheduled for 24.03.2020 has been delayed for 2 days. An automatic e-mail concerning the delay in payment has been sent to the borrower. Meanwhile, an indemnity payment of 18.25% per annum will be applied to all interest payments that have been overdue for more than 4 days. After 7 days of delay the operations’ manager will contact the borrower to find a solution to the delay.
Long term extension 27.03.2020
We have extended the loan repayment period by 6 months to enable sale of collateral asset.
Long term extension 26.03.2020
The borrower will pay interest on the loan and subsequently, the loan repayment period was extended by 6 months to enable the sale of the collateral assets.
|
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
Destiny
Anmeldedatum: 16.05.2017
Beiträge: 607
|
| Verfasst am: 21.04.2020, 11:46 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
ROLEGUR OÜ
| Zitat: | Manual 20.04.2020
The borrower has let us know that refinancing solutions are being found within 3 months.
General Update 17.03.2020
The borrower is preparing the refinancing of the loan on the EstateGuru portal. The loan will be partially returned from the sale of the borrower's other real estate and the remaining amount will be refinanced. We expect the process to be completed by the beginning of April.
|
Wers glaubt... was sollen dise ganzen Ankündigungen, die eh nie eingehalten werden. |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 30.04.2020, 07:17 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Ganz schön frech, 70%
| Zitat: | | The borrower has applied for an extension of the loans. Following this, EstateGuru has made according to the User Terms an offer to extend the loan to the Borrower. The Borrower has also made two alternative proposals to EstateGuru: (a) the Borrower will involve an investor who would buy out the loan receivables from the investors at a purchase price of 70% of the principal amount; (b) the maturities of the loans are extended by 6 months and the interest accrued is waived and the loans are released from interest until the maturities of the loans. As the loan collateral covers the loan claims of investors, EstateGuru does not consider the sale of receivables with the discount to be justified. EstateGuru will continue to protect the interests of investors in accordance with the rights granted to it according to the Terms of Use and will continue to negotiate with the Borrower on behalf of the Investors. |
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
j789
Anmeldedatum: 09.01.2019
Beiträge: 1405
|
| Verfasst am: 30.04.2020, 08:36 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
| Oktaeder hat Folgendes geschrieben: | Ganz schön frech, 70%
| Zitat: | | The borrower has applied for an extension of the loans. Following this, EstateGuru has made according to the User Terms an offer to extend the loan to the Borrower. The Borrower has also made two alternative proposals to EstateGuru: (a) the Borrower will involve an investor who would buy out the loan receivables from the investors at a purchase price of 70% of the principal amount; (b) the maturities of the loans are extended by 6 months and the interest accrued is waived and the loans are released from interest until the maturities of the loans. As the loan collateral covers the loan claims of investors, EstateGuru does not consider the sale of receivables with the discount to be justified. EstateGuru will continue to protect the interests of investors in accordance with the rights granted to it according to the Terms of Use and will continue to negotiate with the Borrower on behalf of the Investors. |
|
In Coronazeiten kann man es ja mal probieren...
_________________
Investiert in: Mintos*, Iuvo* Devon* Swaper* und Nectaro*, Loanch |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 10.05.2020, 10:02 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Dünne Informationslage:
| Zitat: |
Manual 08.05.2020
The borrower was in legal protection and now the plan of selling the apartments is ongoing. First apartment has been sold and the funds received. However, as there are several loans and collaterals, then the repayment will be made accordingly.
Manual 14.04.2020
The borrower has sold the first apartment. We are waiting for the partial repayment.
General Update 12.03.2020
The legal protection process is continuing according to the plan that was approved by the court.
|
Tolli 7:
| Zitat: |
Manual 08.05.2020
We have agreed a fixed date for court, which is 25th of May. Also, the additional collateral is on auction and we have a potential buyer.
|
Cool. Am Tag 885.
| Zitat: |
Manual 08.05.2020
As the borrower failed to follow the payment schedule, we have forwarded the claim to our debt collection partner to start the collection process.
|
Tag 447. Beeindruckend.
Ansonsten das Übliche. Auktion nicht erfolgreich, neue Auktion comin' soon.
9 Updates, kein einziges positiv.
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
wasserkocher
Anmeldedatum: 11.07.2019
Beiträge: 100
|
| Verfasst am: 11.05.2020, 15:39 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
| @Oktaeder Um welchen Kredit geht es da? |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 23.05.2020, 10:47 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
#5568 Bridge loan - 1.stage (Latvia) - 499d delay
| Zitat: |
General Update 22.05.2020
We are hereby announcing that today the first repayment through the reorganization plan was initiated to EstateGuru's investors. The reorganization process was initiated on 12.11.2019 and approved by the court on 19.03.2020. All claims of EstateGuru's investors against ##### were combined through the reorganization process and the claims will be repaid subject to the sales of the collateral properties. Based on the reorganization plan, all claims are expected to be sold during the next 6 months. There are already interested parties for most of the collateral properties and sales transactions are being prepared. The repayment amount will depend on the final sales price of the collateral properties, however at this time we can assume and hope that all investors would have their investments repaid from this process.
Manual 08.05.2020
The borrower was in legal protection and now the plan of selling the apartments is ongoing. First apartment has been sold and the funds received. However, as there are several loans and collaterals, then the repayment will be made accordingly.
|
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 25.05.2020, 08:24 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Nachtrag: die erste Rückzahlung waren etwa 8% des ausstehenden Kapitals ohne und 5% von mit Zinsen.
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
Oktaeder
P2P Legende
Anmeldedatum: 13.07.2010
Beiträge: 10815
Wohnort: Bei Karlsruhe
|
| Verfasst am: 09.06.2020, 13:51 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
| Zitat: | #5568 Bridge loan - 1.stage (Latvia) Funded: 10.10.2018
243 Days in delay
Manual 08.06.2020
SIA Gritta is in legal protection and the plan of selling the apartments is ongoing. Two apartments have been sold and funds paid out to investors. As there are several loans and collaterals, then repayment will be made accordingly. |
Bezahlt: weitere rund 8% vom pricipal
_________________
Mein Blog rund um p2p Kredite
Bondora/XIRR ca. 12%/ Investiere per API.
Stand 9/2023
Weitere Anlagen bei Swaper*,peerberry,afranga,lendermarket und estateguru |
|
| Nach oben |
|
|
Destiny
Anmeldedatum: 16.05.2017
Beiträge: 607
|
| Verfasst am: 30.06.2020, 10:18 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Mehrere Loans von Skill Kapital OÜ:
| Zitat: | Long term extension 30.06.2020
We have reached an agreement with the borrower regarding its debt before investors. EstateGuru's risk department has assessed possibilities for the recovery of the loans and has reached the solution for the investors as follows under article 12.1 of the User Terms (effective as of 13.06.2017). The due date of the loans will be extended from 01.03.2020 until 01.10.2020, whereas the interest and accrued default interest and indemnity will be waived for the mentioned period. The borrower and the portal operator have agreed, if deemed necessary by the portal operator, on the extension of the due date of the loans for another 6 months from 02.10.2020 until 01.04.2021 with an interest rate of 5 per cent. As part of the mentioned agreement with the borrower, the security agent has taken legal ownership over the real estate securing the loans and therefore the defaulted loans of the borrower are now under the control of the security agent who acts in the interests of the investors. Therefore, the performance of the loans is more secured and the legal position of investors is better in case the loans would become default again. This extraordinary solution is due to the hardships covid-19 pandemic caused to the concrete borrower (the borrower appealed to pandemic as force majeure and referred to legal protection measures the law provides in this kind of situations). In EstateGuru’s assessment the described agreement is the best solution for the investors at the moment and is in the interests of the investors comparing to the realization of the securities in the enforcement and/or in the bankruptcy proceeding. Both alternatives have been thoroughly analyzed and EstateGuru considers it the best possible solution to achieve the performance of the borrower’s obligations to the investors. |
Ich kann nicht erkennen warum das in meinem Interesse sein soll. 6 Monate gar keine Zinsen, dann nochmal 6 Monate 5% Zinsen. Dann bitte lieber den Vertrag aufkündigen. Ich will mein Geld zurück. |
|
| Nach oben |
|
|
nukin
Anmeldedatum: 24.07.2019
Beiträge: 1432
|
| Verfasst am: 10.07.2020, 14:03 Titel: Re: Ungelöste Problemfälle (Estateguru) |
|
|
Dem deutschen Projekt geht anscheinend schon die Luft aus. Schon die erste Zinszahlung war im Verzug, die zweite nun auch schon seit ca. 3 Wochen.
"Manual
07.07.2020
The borrower is actively working on solving the debt and has promised to do so as soon as possible. The issue lies in the mismatch of cashflows."
Wow, nach 2 Monaten schon kein Geld mehr für Zinszahlungen. Wie wollen die dann den Kredit tilgen? |
|
| Nach oben |
|
|
|
|
Du kannst keine Beiträge in dieses Forum schreiben.
Du kannst auf Beiträge in diesem Forum nicht antworten.
Du kannst deine Beiträge in diesem Forum nicht bearbeiten.
Du kannst deine Beiträge in diesem Forum nicht löschen.
Du kannst an Umfragen in diesem Forum nicht mitmachen.
|
phpBB SEO URLs V2
*Anzeige / Affiliate Link
Powered by phpBB © 2001, 2005 phpBB Group
Deutsche Übersetzung von phpBB.de
Vereitelte Spamregistrierungen: 208809
Impressum & Datenschutz |
FAQ
Suchen
Mitgliederliste
Benutzergruppen
Registrieren
Profil
Einloggen, um private Nachrichten zu lesen
Login
